Ok, so in response to everyone's advice, I have canceled everything I could cancel. I have canceled the gym personal trainer membership, I have canceled going out to lunch every day, I have even canceled Napster and Netflix. My fixed expenses are at a very manageable level, giving me the extra cash flow to add more to my credit card payments.
I did not cut up the credit cards, but I did put them all in the safety deposit box at the bank and I did shred the numbers I had written down. So, they are not accessible for spending. I also took my debit card out of my wallet and I only carry cash and my monthly gas card that I pay cash for at the beginning of the month. So, I think all of the restrictions are in place to help me avoid the impuslive urge to spend.
The car is holding up well. I am taking it for the state inspection next week and I am praying it passes. If it passes, I am good to go! If not, well, I'll need to think about car options, but I am not going to think about that until I have to.
Eliminate!
June 1st, 2007 at 12:26 pm
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